VALORIS PERSPECTIVES

Perspectives on captive insurance and risk financing.

Independent thinking for owners, boards and risk leaders.

Captive Strategy

The Board’s Guide to Captive Insurance Feasibility

The questions directors, CFOs and shareholders should answer before commissioning a feasibility study.

Editorial briefing

Risk Financing

When Does Insurance Spend Become Strategic Risk Capital?

Why premium volume alone does not determine whether a captive programme is commercially justified.

Editorial briefing

Formation & Licensing

Captive Domicile Selection: Beyond Minimum Capital Requirements

A framework for evaluating regulatory fit, operating substance, governance and long-term flexibility.

Editorial briefing

Governance

Captive Governance: Why Substance Determines Sustainability

How oversight, reporting and decision rights shape a credible insurance operation.

Editorial briefing

Reinsurance & Fronting

The Role of Reinsurance in a Mature Captive Programme

How risk appetite, capacity and market access can evolve over the captive lifecycle.

Editorial briefing

Reinsurance & Fronting

Fronting and Collateral: The Questions to Ask Before Launch

The operating terms that affect economics, liquidity, claims authority and resilience.

Editorial briefing

Captive Strategy

Protected Cells and Rent-a-Captives: When Flexibility Matters

When platform participation can be considered instead of a standalone insurer.

Editorial briefing

Governance

Reviewing an Existing Captive: A Framework for Optimisation

A structured review of capital, coverage, operations, governance and risk transfer.

Editorial briefing